ZIP 22937 Foreclosure, Tax-Lien & Distress Report
Albemarle County, Virginia · Distress market
In Albemarle County, Virginia, ZIP 22937 scores 28 of 100 for composite distress, a low level on DLRadar's distress index. Leading the profile are structural risk (62/100), construction/permit lag (53/100), institutional ownership (47/100). On the quiet end sit mortgage stress (19/100). The split runs 62/100 structural to 6/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (79/100), flood (NFIP) exposure (68/100), FEMA disaster exposure (60/100)).
The peak-phase market in 22937 posted values that rose 3.6% over the year, and 35% higher over three years (phase confidence 20/100). Topping markets hide individual distress behind strong averages.
Roughly 10.0% live below the poverty line. 1,556 residents call 22937 home, typically aged 44. There are about 698 housing units across 22937. Vacancy runs 9.3%. Median household income is $77,375, near the U.S. median near $78,000. On demographic stress specifically, 22937 scores 29/100. Around 35% of adults hold a bachelor's degree or higher. The typical home is worth about $249,600 (3.6× income, relatively affordable). Rent burden reaches 39% of tenant households. Owners hold 71% of homes, renters 29%.
On balance 22937 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 22937 runs through one identical scoring model, so its 28/100 sits on the same scale as every other ZIP in Albemarle County, Virginia and the nation. 22937 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 28/100 for 22937 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 22937 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 22937
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 22937 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 22937, the same set carried on every parcel.
Other Albemarle County ZIP codes
Nearest ZIP codes to 22937
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Virginia distress
More ZIP, county and state distress intelligence connected to Albemarle County, Virginia.
Get the full acquisition report for 22937
The full 22937 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology