ZIP 22937 Foreclosure, Tax-Lien & Distress Report
Albemarle County, Virginia · Distress market
In Albemarle County, Virginia, ZIP 22937 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. Leading the profile are structural risk (65/100), construction/permit lag (56/100), institutional ownership (51/100). On the quiet end sit mortgage stress (19/100). The split runs 65/100 structural to 6/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (79/100), flood (NFIP) exposure (70/100), FEMA disaster exposure (65/100)).
The peak-phase market in 22937 posted values that rose 3.6% over the year, and 35% higher over three years (phase confidence 20/100). Topping markets hide individual distress behind strong averages.
Roughly 10.0% live below the poverty line. 1,556 residents call 22937 home, typically aged 44. There are about 698 housing units across 22937. Vacancy runs 9.3%. Median household income is $77,375, near the U.S. median near $78,000. On demographic stress specifically, 22937 scores 29/100. Around 35% of adults hold a bachelor's degree or higher. The typical home is worth about $249,600 (3.6× income, relatively affordable). Rent burden reaches 39% of tenant households. Owners hold 71% of homes, renters 29%.
On balance 22937 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 22937 runs through one identical public-record model, so its 29/100 sits on the same scale as every other ZIP in Albemarle County, Virginia and the nation. 22937 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 29/100 for 22937 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 22937 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 22937
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 22937 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 22937, the same set carried on every parcel.
Other Albemarle County ZIP codes
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Get the full acquisition report for 22937
The full 22937 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology