ZIP 22937 Property Distress & Foreclosure Data

DLRadar grades ZIP 22937 (Albemarle County, Virginia) at a moderate 30/100 for overall property distress. Property-level stress concentrates in structural risk (66/100), construction/permit lag (60/100), institutional ownership (50/100). By contrast, mortgage stress (19/100) register low. On the structural side it scores 66/100, with 6/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (79/100), flood (NFIP) exposure (71/100), FEMA disaster exposure (64/100).

The market reads peak — home values rose 4.2% year on year, and 35% higher over three years (phase confidence 31/100). Topping markets hide individual distress behind strong averages.

Roughly 10.0% live below the poverty line. About 1,556 people live here, median age 44. The ZIP holds roughly 698 housing units. The vacancy rate is 9.3%. Households earn a median $77,375 — near the roughly $78,000 national figure. On demographic stress specifically, 22937 scores 29/100. About 35% have a four-year degree. A median home runs $249,600 here, or 3.6 times local income. Around 39% of renters are cost-burdened. The tenure split is 71% owner-occupied to 29% rented.

Net-net, 22937 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.