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ZIP 22904 Foreclosure, Tax-Lien & Distress Report

Albemarle County, Virginia · Distress market

Scored purely from public records, 22904 (Albemarle County, Virginia) returns a low composite of 28/100. Its standout signals are structural risk (62/100), construction/permit lag (57/100), institutional ownership (47/100). Environmental exposure also runs high (climate & FEMA risk (75/100), flood (NFIP) exposure (69/100)). Structural exposure scores 62 and live distress 0 on the 0–100 scale.

The peak-phase market in 22904 posted values that rose 3.6% over the year, at 20/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 5,795 people live here, median age 19. Educational attainment sits at 84% bachelor's-or-above. The vacancy rate is 0.0%. Rent burden reaches 0% of tenant households. 0% of housing is owner-occupied. At $250,001, median income runs above typical U.S. levels. DLRadar's demographic-stress index for the area reads 22/100. The ZIP holds roughly 36 housing units. Roughly 15.8% live below the poverty line.

On balance 22904 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 22904 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 22904 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 22904 shows as blanks, never estimates, and the score updates on every fresh public filing.

22904's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 22904 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

28/100
Composite stress
62/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 22904

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk75
9 further distress layers are graded for 22904

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 22904 Stress Report snapshot

A live read on 22904: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Albemarle County ZIPs near 22904

More distress data near 22904

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Each signal above is traceable to an open dataset · methodology

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