ZIP 22931 Property Distress & Foreclosure Data

In Albemarle County, Virginia, ZIP 22931 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (66/100), construction/permit lag (60/100), institutional ownership (50/100). By contrast, mortgage stress (19/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (79/100), flood (NFIP) exposure (71/100), FEMA disaster exposure (64/100). The latent-versus-live split is 66/100 structural and 6/100 already moving.

The market reads peak — home values rose 4.2% year on year (phase confidence 31/100). Topping markets hide individual distress behind strong averages.

A median home runs $644,700 here, or 6.6 times local income. The ZIP holds roughly 112 housing units. Around 0% of renters are cost-burdened. About 219 people live here, median age 38. On demographic stress specifically, 22931 scores 34/100. About 54% have a four-year degree. Households earn a median $106,875 — above the roughly $78,000 national figure. The tenure split is 71% owner-occupied to 29% rented. Roughly 5.0% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 54.2% — elevated.

Net-net, 22931 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.