ZIP 22931 Foreclosure, Tax-Lien & Distress Report
Albemarle County, Virginia · High Vacancy market
Scored purely from public records, 22931 (Albemarle County, Virginia) returns a low composite of 29/100. The most distinctive pressure shows up in structural risk (65/100), construction/permit lag (56/100), institutional ownership (51/100). By contrast, mortgage stress (19/100) register low. Environmental exposure also runs high (climate & FEMA risk (79/100), flood (NFIP) exposure (70/100), FEMA disaster exposure (65/100)). The split runs 65/100 structural to 6/100 active on the ground.
The market reads peak — home values rose 3.6% year on year (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
A median home runs $644,700 here, or 6.6 times local income. There are about 112 housing units across 22931. Rent burden reaches 0% of tenant households. About 219 people live here, median age 38. The demographic-stress sub-score lands at 34/100. Educational attainment sits at 54% bachelor's-or-above. Median household income is $106,875, above the U.S. median near $78,000. The tenure split is 71% owner-occupied to 29% rented. The poverty rate is 5.0% — low. Vacancy runs 54.2%, above the national norm and a classic distress-and-opportunity signal.
On the whole, 22931 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 22931 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 22931 can be compared directly against any other ZIP in Albemarle County, Virginia or nationwide. The score is rebuilt from public data as it updates, so 22931 reflects the current record instead of a stale or modeled snapshot.
22931's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 22931 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 22931’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 22931 by the numbers
A live read on 22931: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Adjacent Albemarle County ZIP reports
More distress data near 22931
Additional distress intelligence spanning Albemarle County, Virginia by ZIP, county and state.
The complete 22931 distress and acquisition report
Get every distressed property in 22931 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click funding + closing path. Nationwide, refreshed continuously.
Each signal above is traceable to an open dataset · methodology