ZIP 22932 Property Distress & Foreclosure Data

DLRadar grades ZIP 22932 (Albemarle County, Virginia) at a moderate 30/100 for overall property distress. Structural exposure scores 66 and live distress 6 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (79/100), flood (NFIP) exposure (71/100), FEMA disaster exposure (64/100)). Property-level stress concentrates in structural risk (66/100), construction/permit lag (60/100), institutional ownership (50/100). On the quiet end sit mortgage stress (19/100).

The peak-phase market in 22932 posted values that rose 4.2% over the year, and 16% higher over three years, at 31/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 9,182 with a median age of 42. Vacancy runs 10.8%. Rent burden reaches 47% of tenant households. Around 69% of adults hold a bachelor's degree or higher. 79% of housing is owner-occupied. The poverty rate is 8.0%. The typical home is worth about $548,500 (4.8× income). There are about 4,084 housing units across 22932. The demographic-stress sub-score lands at 30/100. At $115,054, median income runs above typical U.S. levels.

On balance 22932 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.