ZIP 22932 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 22932 (Albemarle County, Virginia) lands at 29/100 — low on DLRadar's public-record scoring. Structurally it carries 65/100, against 6/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (79/100), flood (NFIP) exposure (70/100), FEMA disaster exposure (65/100)). Leading the profile are structural risk (65/100), construction/permit lag (56/100), institutional ownership (51/100). By contrast, mortgage stress (19/100) register low.

The peak-phase market in 22932 posted values that rose 3.6% over the year, and 16% higher over three years (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 9,182 with a median age of 42. The vacancy rate is 10.8%. Around 47% of renters are cost-burdened. Educational attainment sits at 69% bachelor's-or-above. The tenure split is 79% owner-occupied to 21% rented. The poverty rate is 8.0%. A median home runs $548,500 here, or 4.8 times local income. There are about 4,084 housing units across 22932. On demographic stress specifically, 22932 scores 30/100. At $115,054, median income runs above typical U.S. levels.

On balance 22932 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 22932 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 22932's 29/100 can be lined up against any neighbor in Albemarle County, Virginia or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 22932 shows blanks, not estimates, wherever the record is sparse.

Each component behind 22932 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. The point of the 22932 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.