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ZIP 24431 Foreclosure, Tax-Lien & Distress Report

Augusta County, Virginia · Affordable market

On DLRadar's 0-100 public-record scale, ZIP 24431 in Augusta County, Virginia comes in at 26, a low composite-distress reading. The latent-versus-live split is 61/100 structural and 2/100 already moving. Environmental exposure also runs high (flood (NFIP) exposure (78/100), climate & FEMA risk (68/100)). What sets it apart are the readings on construction/permit lag (100/100), structural risk (61/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (8/100) register low.

The market reads expansion — home values rose 6.6% year on year, and 18% higher over three years, at 43/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Population is roughly 2,412 with a median age of 48. On demographic stress specifically, 24431 scores 24/100. The vacancy rate is 6.4%. Educational attainment sits at 8% bachelor's-or-above. Home values center near $186,100, an affordability ratio of 2.3× — accessible. There are about 1,052 housing units across 24431. 88% of housing is owner-occupied. At $76,380, median income runs near typical U.S. levels. 13.9% of residents fall below the poverty threshold. Rent burden reaches 18% of tenant households.

Net-net, 24431 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 24431 read uses the identical public-record model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 24431 stays directly comparable to neighboring ZIPs and the rest of Augusta County, Virginia. Nothing here is interpolated — where a source is thin for 24431, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 26/100 for 24431 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 24431 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

26/100
Composite stress
61/100
Structural risk
2/100
Distress activity

What is driving ZIP 24431’s distress

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk68
9 further dimensions of distress are measured for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

The 24431 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 24431, the same set carried on every parcel.

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