ZIP 22901 Foreclosure, Tax-Lien & Distress Report

ZIP 22901's composite property-distress score is 28/100 - DLRadar classes that as low for Albemarle County, Virginia. On the structural side it scores 63/100, with 5/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (76/100), flood (NFIP) exposure (69/100), FEMA disaster exposure (61/100). The most distinctive pressure shows up in structural risk (63/100), construction/permit lag (56/100), institutional ownership (49/100). On the quiet end sit mortgage stress (18/100).

The peak-phase market in 22901 posted values that rose 3.6% over the year, and 21% higher over three years (phase confidence 20/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 36,922 people live here, median age 43. The typical home is worth about $501,700 (5.2× income). The ZIP holds roughly 17,826 housing units. Around 42% of renters are cost-burdened. 57% of housing is owner-occupied. About 61% have a four-year degree. On demographic stress specifically, 22901 scores 33/100. 9.0% of residents fall below the poverty threshold. Vacancy runs 5.7%. At $91,154, median income runs above typical U.S. levels.

On balance 22901 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 22901 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 22901 runs through one identical public-record model, so its 28/100 sits on the same scale as every other ZIP in Albemarle County, Virginia and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 22901 shows blanks, not estimates, wherever the record is sparse.

The 28/100 for 22901 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 22901 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.