Albemarle County, VA — Foreclosure & Distress Data

Across Albemarle County, Virginia, DLRadar grades every ZIP for foreclosure, mortgage, tax and bank-stress distress. ZIP-level distress ranges from 30/100 at the top down to 8/100. The county spans 24 scored ZIP codes, averaging 25/100 composite distress. On bank and credit headwind, Albemarle County scores 12/100.

Currently peak, Albemarle County saw prices rise 4.2% year over year (phase confidence 31/100). At this stage distress is selective, concentrated in specific ZIPs rather than county-wide.

Distress concentrates in ZIP 22911 (30/100), ZIP 22931 (30/100), ZIP 22932 (30/100), ZIP 22936 (30/100), ZIP 22937 (30/100), ZIP 22943 (30/100) — drill into any for the parcel-level read. Other tracked ZIPs include 22946, 22959, 22901, 22902, 22903, 22904, 22940, 22947, 22969, 22920.

On balance Albemarle County rewards a buyer who works it at the ZIP and parcel level rather than county-wide. The full report lists each distressed property in the county: owner, address, APN, per-parcel score, bank exposure and exit read.