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ZIP 22911 Foreclosure, Tax-Lien & Distress Report

Albemarle County, Virginia · Distress market

On DLRadar's 0-100 distress scale, ZIP 22911 in Albemarle County, Virginia comes in at 28, a low composite-distress reading. Leading the profile are structural risk (62/100), construction/permit lag (53/100), institutional ownership (47/100). mortgage stress (19/100) stay muted. Latent structural risk is 62/100 while live distress already moving reads 6/100. Environmental exposure also runs high (climate & FEMA risk (79/100), flood (NFIP) exposure (68/100), FEMA disaster exposure (60/100)).

The peak-phase market in 22911 posted values that rose 3.6% over the year, and 25% higher over three years, at 20/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The poverty rate is 4.5% — low. The ZIP holds roughly 8,524 housing units. Median household income is $121,556, above the U.S. median near $78,000. Home values center near $454,100, an affordability ratio of 3.5× — accessible. On demographic stress specifically, 22911 scores 25/100. 18,985 residents call 22911 home, typically aged 41. Around 60% of adults hold a bachelor's degree or higher. Vacancy runs 6.2%. Around 38% of renters are cost-burdened. 71% of housing is owner-occupied.

Overall, 22911 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 22911 at the moment; the composite and its components are still built from verifiable records.

Because one deterministic model scores every ZIP, 22911's 28/100 can be lined up against any neighbor in Albemarle County, Virginia or any ZIP coast to coast. 22911 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 22911 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. The point of the 22911 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

28/100
Composite stress
62/100
Structural risk
6/100
Distress activity

What is driving ZIP 22911’s distress

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk79
+9 more distress dimensions scored for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 22911 distress snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Neighbouring ZIPs in Albemarle County

Nearest ZIP codes to 22911

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Explore related distress reports

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Unlock parcel-level detail for ZIP 22911

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Deterministic. Every signal traces to a public dataset · methodology

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