ZIP 22942 Property Distress & Foreclosure Data

Composite property distress in 22942 (Louisa County, Virginia) lands at 15/100 — low on DLRadar's public-record scoring. The latent-versus-live split is 35/100 structural and 2/100 already moving. The sharpest non-environmental signals are construction/permit lag (55/100), structural risk (35/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (7/100) stay muted.

Prices here sit in a peak phase: values rose 4.5% over the trailing year, and 19% higher over three years (phase confidence 43/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $333,600, an affordability ratio of 3.1× — accessible. The vacancy rate is 13.3% — elevated. Median household income is $97,569, above the U.S. median near $78,000. Educational attainment sits at 35% bachelor's-or-above. Around 36% of renters are cost-burdened. The ZIP holds roughly 5,085 housing units. 8.8% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 27/100. 10,115 residents call 22942 home, typically aged 45. Owners hold 75% of homes, renters 25%.

Taken together, 22942 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.