ZIP 22974 Property Distress & Foreclosure Data

Composite property distress in 22974 (Fluvanna County, Virginia) lands at 8/100 — minimal on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (35/100), structural risk (19/100), institutional ownership (6/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (4/100). Structural risk reads 19/100 against active distress of 1/100.

The peak-phase market in 22974 posted values that rose 4.3% over the year, and 17% higher over three years, at 34/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 5,123 with a median age of 43. At $108,859, median income runs above typical U.S. levels. Vacancy runs 8.3%. Rent burden reaches 0% of tenant households. The typical home is worth about $368,900 (2.9× income, relatively affordable). The poverty rate is 3.9% — low. 90% of housing is owner-occupied. There are about 1,506 housing units across 22974. Around 26% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 20/100.

Broadly, 22974 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.