Fluvanna County, VA: Foreclosures, Tax Liens & Distressed Properties

Fluvanna County, VA, Virginia: 10 ZIP codes scored, Fluvanna County, VA averaging 14/100 (minimal, Fluvanna, VA), from 8 to 28. Fluvanna County, VA is in its peak phase (Fluvanna, VA confidence 20/100): Fluvanna, VA home prices up 3.6% (Fluvanna, VA) over twelve months. Fluvanna County, VA lender headwind: 32/100.

Highest-scoring Fluvanna County, VA ZIPs: 22902 (28/100), 22947 (26/100), 24590 (18/100), 23038 (12/100), 23093 (12/100), 22974 (11/100). Also scored in Fluvanna County, VA: 23084, 22963, 23022, 23055.

Across Fluvanna County, VA's scored ZIPs: median home value $362,280, household income $90,162, 12.2% vacancy, 9.4% poverty, 78% owner-occupied, median age 47.2.

Fluvanna County, VA insurance distress 0/100 (#3,140 in the US); FEMA hazard 0/100 for Fluvanna, VA; 3 federal disaster declarations in Fluvanna County, VA since 2023; Fluvanna, VA construction distress 58/100.

2 banks with 2 branches lend in Fluvanna County, VA; Fluvanna, VA weighted bank stress 51/100, highest 62/100 in Fluvanna, VA.

Fluvanna County, VA unemployment 3.1% (Fluvanna, VA -0.3 pts, six months); 176 new housing units permitted in Fluvanna County, VA over twelve months, Fluvanna, VA down 5% from 185; Fluvanna, VA home prices +9.9% a year (Fluvanna, VA) over three years.

11,495 housing units in Fluvanna County, VA; 1,188 Fluvanna, VA renter households; 27% of Fluvanna, VA renters spend 30%+ of income on rent, 16% (Fluvanna, VA) half or more.

Fluvanna County, VA ranks #2,172 nationally on the opportunity index (Fluvanna, VA, among all ranked counties); Fluvanna, VA scores 27.1/100 and Fluvanna, VA sits #60 inside Virginia. Fluvanna, VA is in the weak opportunity phase; Fluvanna, VA's primary driver is construction, Fluvanna, VA second driver vacancy; Fluvanna, VA moved up 468 places. 6 short-sale listings across Fluvanna, VA; 54 days on market observed in Fluvanna, VA; 9.7% vacancy over 10 Fluvanna, VA ZIPs.

No CFPB county sample covers Fluvanna County, VA. The metro area reading for Fluvanna, VA (Charlottesville, VA): 0.4% ninety-plus days late; Fluvanna, VA's thirty-to-eighty-nine share is 1.2% (Fluvanna, VA, December 2025 data); Virginia overall 0.8%.

Fluvanna County, VA has 1 watched bank; 1 Fluvanna, VA bank sits in an elevated band. Fluvanna, VA footprints: Atlantic Union Bank (1 branch, stress 40) in Fluvanna, VA.

1,166 of the 11,495 housing units in Fluvanna, VA sit vacant. Fluvanna County, VA permitted 0 multifamily units in twelve months; Fluvanna, VA's one-to-four unit structures added 176 units in Fluvanna County, VA.