Fluvanna County, VA: Foreclosures, Tax Liens & Distressed Properties

Fluvanna County, Virginia is scored end-to-end by DLRadar for property distress, drawn only from deterministic public records. The county spans 10 scored ZIP codes, averaging 14/100 composite distress. Across its ZIPs, composite distress spans 8 to 28 out of 100. Lender pressure in Fluvanna County registers 32/100 — a contained bank-stress headwind.

The county market is in a peak phase: home prices rose 3.6% over the past year, a 20/100-confidence read. With values leveling off, the opportunity narrows so screen ZIP by ZIP.

Near the cycle top at +3.6% YoY (20/100 confidence), opportunity is parcel-specific — target the few ZIPs carrying distress. A contained 32/100 bank headwind favors owner-driven distress more than bank stock.

Top distress by ZIP runs 22902 (28/100), 22947 (27/100), 24590 (18/100), 23038 (12/100), 23093 (12/100), 22974 (11/100), listed with every scored ZIP below. Coverage extends to 23084, 22963, 23022, 23055 among others.

Underneath the scores, Fluvanna County's scored ZIPs show typical home values near $362,280, 78% owner-occupancy, incomes around $90,162, a 12.2% vacancy rate, residents with a median age around 47.2, 9.4% of households below the poverty line. Read together, they set up the depth of motivated supply and the pace of resale.

Net of it all, 14/100 over 10 ZIPs means the opportunity hides below the average — work it parcel by parcel. Inside DLRadar, each Fluvanna County property carries owner and contact detail, APN, its own score, the lender behind it and an exit read.

Because Fluvanna County, Virginia is scored on the identical public-record model used nationwide, even a quiet county is measured on one scale — letting you weigh Fluvanna County against neighboring markets or the rest of Virginia on equal footing.

In Fluvanna County, Virginia, the scores are a targeting tool first: they tell you which ZIPs hold the distress and which owners are most likely under real financial pressure, so limited acquisition effort lands where it converts. These Fluvanna County numbers come straight from public filings and refresh as new ones post; a missing source produces a blank field, never an estimate.

Drilling in, Fluvanna County's highest-scoring ZIPs are 22902 (28/100), 22947 (27/100), 24590 (18/100), 23038 (12/100), 23093 (12/100), 22974 (11/100). DLRadar also scores 23084, 22963, 23022, 23055 across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

Under Fluvanna County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.