ZIP 23038 Property Distress & Foreclosure Data

ZIP code 23038 in Goochland County, Virginia carries a composite property-distress score of 10/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (48/100), structural risk (22/100), institutional ownership (12/100). institutional ownership (12/100) and mortgage stress (6/100) stay muted. Structural exposure scores 22 and live distress 2 on the 0–100 scale.

Prices here sit in a peak phase: values rose 4.5% over the trailing year, and 27% higher over three years, at 38/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 21.2%, above the national norm and a classic distress-and-opportunity signal. Owners hold 96% of homes, renters 4%. There are about 812 housing units across 23038. Median household income is $74,318, near the U.S. median near $78,000. Educational attainment sits at 36% bachelor's-or-above. 11.5% of residents fall below the poverty threshold. Home values center near $434,400, an affordability ratio of 4.6×. Rent burden reaches 46% of tenant households. 1,487 residents call 23038 home, typically aged 57. DLRadar's demographic-stress index for the area reads 32/100.

Taken together, 23038 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.