ZIP 23055 Property Distress & Foreclosure Data

Fluvanna County, Virginia's ZIP 23055 registers 4/100 composite distress, which DLRadar reads as minimal. The latent-versus-live split is 9/100 structural and 1/100 already moving. The most distinctive pressure shows up in construction/permit lag (13/100), structural risk (9/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

The peak-phase market in 23055 posted values that rose 4.2% over the year (phase confidence 31/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 19.5% — elevated. Around 51% of adults hold a bachelor's degree or higher. At $53,725, median income runs below typical U.S. levels. Around 0% of renters are cost-burdened. The poverty rate is 9.3%. Population is roughly 950 with a median age of 55. The demographic-stress sub-score lands at 24/100. 41% of housing is owner-occupied. The ZIP holds roughly 550 housing units. The typical home is worth about $169,600 (3.0× income, relatively affordable).

On the whole, 23055 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.