ZIP 23004 Property Distress & Foreclosure Data

Composite property distress in 23004 (Buckingham County, Virginia) lands at 16/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (60/100), institutional ownership (38/100), structural risk (35/100). On the quiet end sit structural risk (35/100) and mortgage stress (16/100). Environmental exposure also runs high (FEMA disaster exposure (71/100)). The latent-versus-live split is 35/100 structural and 5/100 already moving.

The peak-phase market in 23004 posted values that rose 4.8% over the year (phase confidence 50/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $162,600 (2.3× income, relatively affordable). The poverty rate is 6.9% — low. Around 22% of renters are cost-burdened. Around 13% of adults hold a bachelor's degree or higher. The ZIP holds roughly 433 housing units. 78% of housing is owner-occupied. The vacancy rate is 8.9%. The demographic-stress sub-score lands at 24/100. At $54,318, median income runs below typical U.S. levels. Population is roughly 878 with a median age of 49.

On balance 23004 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

16/100
Composite stress
35/100
Structural risk
5/100
Distress activity

Distress signal breakdown — ZIP 23004

Foreclosure activity0
Mortgage stress16
Climate / FEMA risk16
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Buckingham County

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