ZIP 23040 Property Distress & Foreclosure Data
Composite property distress in 23040 (Cumberland County, Virginia) lands at 14/100 — minimal on DLRadar's public-record scoring. The latent-versus-live split is 31/100 structural and 4/100 already moving. The sharpest non-environmental signals are construction/permit lag (62/100), structural risk (31/100), institutional ownership (27/100). On the quiet end sit institutional ownership (27/100) and mortgage stress (12/100).
The peak-phase market in 23040 posted values that rose 4.8% over the year, and 26% higher over three years (phase confidence 50/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The ZIP holds roughly 2,326 housing units. The poverty rate is 10.0%. At $55,019, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 30/100. Around 10% of adults hold a bachelor's degree or higher. The typical home is worth about $234,000 (3.4× income, relatively affordable). 67% of housing is owner-occupied. Population is roughly 4,491 with a median age of 47. Around 28% of renters are cost-burdened. The vacancy rate is 8.8%.
On balance 23040 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 23040
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Cumberland County
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Deterministic. Every signal traces to a public dataset · methodology