ZIP 23921 Foreclosure, Tax-Lien & Distress Report
Buckingham County, Virginia · High Vacancy market
DLRadar grades ZIP 23921 (Buckingham County, Virginia) at a minimal 14/100 for overall property distress. What sets it apart are the readings on institutional ownership (39/100), construction/permit lag (39/100), structural risk (29/100). structural risk (29/100) and mortgage stress (16/100) stay muted. The latent-versus-live split is 29/100 structural and 5/100 already moving. Environmental exposure also runs high (FEMA disaster exposure (71/100)).
Prices here sit in a expansion phase: values rose 5.5% over the trailing year, at 30/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
DLRadar's demographic-stress index for the area reads 25/100. Roughly 7.7% live below the poverty line. Vacancy runs 22.8%, above the national norm and a classic distress-and-opportunity signal. There are about 1,194 housing units across 23921. Rent burden reaches 25% of tenant households. About 33% have a four-year degree. Median household income is $78,125, near the U.S. median near $78,000. The tenure split is 80% owner-occupied to 20% rented. About 2,184 people live here, median age 46. Home values center near $226,000, an affordability ratio of 2.6× — accessible.
Taken together, 23921 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 23921 at the moment; the composite and its components are still built from verifiable public records.
No ZIP is too small to score: 23921 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 14/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 23921 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 14/100 figure for 23921 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 23921 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 23921
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 23921 Stress Report snapshot
23921 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
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Deterministic scoring, sourced entirely from public data · methodology