ZIP 23022 Foreclosure, Tax-Lien & Distress Report

In Fluvanna County, Virginia, ZIP 23022 scores 8 of 100 for composite distress, a minimal level on DLRadar's public-record index. The split runs 18/100 structural to 0/100 active on the ground. The most distinctive pressure shows up in construction/permit lag (51/100), structural risk (18/100), institutional ownership (3/100). By contrast, structural risk (18/100) and institutional ownership (3/100) register low.

The peak-phase market in 23022 posted values that rose 3.6% over the year, at 20/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $43,568, below the U.S. median near $78,000. The typical home is worth about $225,200 (4.8× income). Around 19% of adults hold a bachelor's degree or higher. Around 77% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 42/100. Vacancy runs 27.9%, above the national norm and a classic distress-and-opportunity signal. About 1,130 people live here, median age 42. Owners hold 81% of homes, renters 19%. Roughly 14.7% live below the poverty line. The ZIP holds roughly 550 housing units.

Net-net, 23022 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 23022 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 23022 runs hot or quiet, its 8/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 23022 can be compared directly against any other ZIP in Fluvanna County, Virginia or nationwide. Nothing here is interpolated — where a source is thin for 23022, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 8/100 for 23022 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 23022 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.