ZIP 23022 Foreclosure, Tax-Lien & Distress Report
Fluvanna County, Virginia · High Vacancy market
In Fluvanna County, Virginia, ZIP 23022 scores 8 of 100 for composite distress, a minimal level on DLRadar's distress index. The split runs 19/100 structural to 0/100 active on the ground. The most distinctive pressure shows up in construction/permit lag (55/100), structural risk (19/100), institutional ownership (3/100). By contrast, structural risk (19/100) and institutional ownership (3/100) register low.
The peak-phase market in 23022 posted values that rose 3.6% over the year, at 20/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Median household income is $43,568, below the U.S. median near $78,000. The typical home is worth about $225,200 (4.8× income). Around 19% of adults hold a bachelor's degree or higher. Around 77% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 42/100. Vacancy runs 27.9%, above the national norm and a classic distress-and-opportunity signal. About 1,130 people live here, median age 42. Owners hold 81% of homes, renters 19%. Roughly 14.7% live below the poverty line. The ZIP holds roughly 550 housing units.
Net-net, 23022 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 23022 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Whether 23022 runs hot or quiet, its 8/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 23022 can be compared directly against any other ZIP in Fluvanna County, Virginia or nationwide. Nothing here is interpolated — where a source is thin for 23022, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 8/100 for 23022 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 23022 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 23022
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 23022 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 23022, the same set carried on every parcel.
Other Fluvanna County ZIP codes
Nearest ZIP codes to 23022
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Fluvanna County, Virginia
Related ZIP, county and statewide reads linked to Fluvanna County, Virginia.
Unlock parcel-level detail for ZIP 23022
Get every distressed property in 23022 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology