ZIP 22963 Property Distress & Foreclosure Data

In Fluvanna County, Virginia, ZIP 22963 scores 4 of 100 for composite distress, a minimal level on DLRadar's public-record index. Its standout signals are construction/permit lag (13/100), structural risk (9/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. Structural risk reads 9/100 against active distress of 1/100.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 2% higher over three years, at 31/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

16,786 residents call 22963 home, typically aged 44. Rent burden reaches 37% of tenant households. Home values center near $327,900, an affordability ratio of 2.9× — accessible. 7.2% of residents fall below the poverty threshold. Owners hold 92% of homes, renters 8%. There are about 7,284 housing units across 22963. Vacancy runs 8.7%. Educational attainment sits at 42% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 24/100. Median household income is $100,761, above the U.S. median near $78,000.

On balance, 22963 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.