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ZIP 23084 Foreclosure, Tax-Lien & Distress Report

Fluvanna County, Virginia · Distress market

Composite property distress in 23084 (Fluvanna County, Virginia) lands at 10/100 — minimal on DLRadar's public-record scoring. The split runs 22/100 structural to 1/100 active on the ground. What sets it apart are the readings on construction/permit lag (65/100), structural risk (22/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

The market reads peak — home values rose 3.6% year on year, and 15% higher over three years (phase confidence 20/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 5.0%. A median home runs $285,400 here, or 4.5 times local income. Around 17% of renters are cost-burdened. Educational attainment sits at 15% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 30/100. Owners hold 85% of homes, renters 15%. Households earn a median $58,021 — below the roughly $78,000 national figure. 1,282 residents call 23084 home, typically aged 56. The poverty rate is 13.7%. The ZIP holds roughly 794 housing units.

On balance 23084 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 23084 runs through one identical public-record model, so its 10/100 sits on the same scale as every other ZIP in Fluvanna County, Virginia and the nation. The score is rebuilt from public data as it updates, so 23084 reflects the current record instead of a stale or modeled snapshot.

Each component behind 23084 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 10/100 roll-up. Treat 23084 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

10/100
Composite stress
22/100
Structural risk
1/100
Distress activity

ZIP 23084 distress signals, scored

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk18
9 further distress layers are graded for 23084

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

23084 at a glance

The live 23084 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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