ZIP 23192 Property Distress & Foreclosure Data

In Hanover County, Virginia, ZIP 23192 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (61/100), flood (NFIP) exposure (60/100). On the structural side it scores 39/100, with 2/100 of stress already active. Its standout signals are structural risk (39/100), construction/permit lag (36/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (6/100) register low.

The market reads peak — home values rose 4.4% year on year, and 13% higher over three years (phase confidence 31/100). Topping markets hide individual distress behind strong averages.

Roughly 4.7% live below the poverty line, a low share typical of higher-equity areas. Around 38% of renters are cost-burdened. Households earn a median $98,682 — above the roughly $78,000 national figure. A median home runs $428,700 here, or 3.7 times local income. About 32% have a four-year degree. About 6,445 people live here, median age 40. The ZIP holds roughly 2,423 housing units. The vacancy rate is 6.0%. On demographic stress specifically, 23192 scores 28/100. The tenure split is 84% owner-occupied to 16% rented.

Overall 23192 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.