Hanover County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Hanover County, VA distress report, 2026: 12 ZIPs scored in Hanover, VA, Hanover, VA average 19/100; the top Hanover, VA ZIP is 23005 at 23/100; Hanover, VA market phase peak, Hanover, VA prices +3.1% year over year.
- Hanover, VA ranks #2,822 nationally (opportunity index); Hanover, VA #93 in Virginia; Hanover, VA index 24.3.
- Hanover, VA ninety-day mortgage delinquency 0.4% in December 2025; Hanover, VA twelve-month change +0.1%.
- Hanover, VA ZIP phases: 10 peak, 2 expansion.
- Hanover, VA residential listings tracked: 15 across 9 ZIPs; Hanover, VA candidate listings 3.
- Hanover, VA HUD assisted properties: 6 with 704 units.
- Hanover, VA lenders on watch: 6; largest Hanover, VA footprint Atlantic Union Bank (4 branches).
- Hanover, VA most distressed ZIP: 23005 at 23/100.
Hanover, VA figures: DLRadar distress index; Hanover, VA inputs: CFPB, FHFA, HUD, FDIC; Hanover, VA rebuilt as sources refresh.
| Rank | Hanover, VA ZIP | Score |
|---|---|---|
| 1 | 23005 | 23/100 |
| 2 | 23111 | 23/100 |
| 3 | 23116 | 23/100 |
| 4 | 23192 | 22/100 |
| 5 | 23015 | 21/100 |
| 6 | 23047 | 21/100 |
| 7 | 23059 | 20/100 |
| 8 | 23146 | 20/100 |
| 9 | 23069 | 16/100 |
| 10 | 23024 | 14/100 |
| 11 | 23102 | 13/100 |
| 12 | 22546 | 9/100 |
Most distressed Hanover, VA ZIPs (0-100, 2026)
Mortgage delinquency in Hanover, VA
0.4% of Hanover, VA mortgages were ninety-plus days late (Hanover, VA, December 2025); Hanover, VA thirty-to-eighty-nine days late: 1.1%; Hanover, VA twelve-month change +0.1%; Hanover, VA peak since 2008: 3.3% (September 2010); Virginia overall 0.8%. Hanover, VA ninety-day series: Dec 24 0.3, Jan 25 0.2, Feb 25 0.5 (Hanover, VA), Mar 25 0.4, Apr 25 0.4, May 25 0.7 (Hanover, VA), Jun 25 0.9, Jul 25 0.4, Aug 25 0.4 (Hanover, VA), Sep 25 0.5, Oct 25 0.5, Nov 25 0.4 (Hanover, VA), Dec 25 0.4.
Opportunity index: Hanover, VA
Hanover, VA index 24.3, Hanover, VA phase weak; Hanover, VA primary driver construction, Hanover, VA second driver bank institutional. Hanover, VA components: property stress 7.3, foreclosure pressure 6.3, listing discounts 25.9, bank stress 50.2, insurance 0.0; Hanover, VA pulse 26.0; Hanover, VA capital opportunity 21.8; Hanover, VA seven-day change +0.5%.
ZIP market phases inside Hanover, VA
12 Hanover, VA ZIPs carry a price-cycle phase; Hanover, VA ZIPs by phase (Hanover, VA), deepest drawdown first: expansion, +5.3% YoY (Hanover, VA): 22546; peak, +3.1% YoY (Hanover, VA): 23005, 23059, 23111, 23116, Hanover, VA 23146; peak, +3.4% YoY (Hanover, VA): 23015, 23047; expansion, +5.0% YoY (Hanover, VA): 23024; peak, +3.7% YoY (Hanover, VA): 23069; peak, +3.5% YoY (Hanover, VA): 23102; peak, +3.2% YoY (Hanover, VA): 23192.
Residential listings by Hanover, VA ZIP
Hanover, VA ZIPs with the most tracked Hanover, VA residential listings: 23059 9 listings, 1 candidates, bank pressure 55; 23111 2 listings, 0 candidates, bank pressure 55; 23116 2 listings, 1 candidates, bank pressure 55; 23015 1 listings, 1 candidates, bank pressure 57 (Hanover, VA); 23192 1 listings, 0 candidates, bank pressure 56; 23005 0 listings, 0 candidates, bank pressure 55; 23047 0 listings, 0 candidates, bank pressure 54; 23069 0 listings, 0 candidates, bank pressure 53. Hanover, VA totals: 15 listings; Hanover, VA candidates 3; active ZIPs 5.
HUD assisted housing in Hanover, VA
6 assisted properties with 704 units sit in Hanover, VA; largest Hanover, VA properties: Cambridge Square Apartments (Mechanicsville) 207 units; The Pines At Cold Harbor (Mechanicville) 156 units; Charleston Ridge Apartments (Mechanicsville) 137 units in Hanover, VA; Sherwood Crossing Apartments (Mechanicsville) 132 units; Christian Village Of Central Virginia (Mechanicsville) 72 units, 72 assisted; Sherwood Crossing Ii (Mechanicsville) 0 units.
Lenders with branches in Hanover, VA
Hanover, VA lenders by branch count: Atlantic Union Bank (Hanover, VA): stress 40, 4 branches low in Hanover, VA; Primis Bank (Hanover, VA): stress 66, 3 branches low in Hanover, VA; Townebank (Hanover, VA): stress 36, 3 branches low in Hanover, VA; Citizens&Farmers Bank (Hanover, VA): stress 59, 1 branch low in Hanover, VA; First Bank&Trust Co (Hanover, VA): stress 54, 1 branch low in Hanover, VA; United Bank (Hanover, VA): stress 36, 1 branch low in Hanover, VA.
Vacancy and permits, Hanover, VA
1,901 of 44,589 Hanover, VA housing units are vacant; Hanover, VA permits, twelve months: 0 multifamily units in Hanover, VA, 350 one-to-four unit units.
Work Hanover, VA at the parcel level
Every Hanover, VA parcel carries owner and address; every Hanover, VA parcel carries APN; Hanover, VA distress scores sit on the Hanover, VA live board.
Hanover, VA figures refresh with each source.
Hanover, VA questions
Most distressed ZIP code in Hanover County, VA?
ZIP 23005 leads Hanover, VA at 23/100; next in Hanover, VA: 23111 at 23/100; the Hanover, VA average is 19/100.
Where does Hanover County, VA rank for investment opportunity?
Hanover, VA is #2,822 among all ranked counties, #93 in Virginia; the Hanover, VA driver is construction; Hanover, VA moved up 135 places.
How many mortgages are delinquent in Hanover County, VA?
0.4% of Hanover, VA mortgages were ninety-plus days late in December 2025; the Hanover, VA peak since 2008 was 3.3%.
Which banks lend in Hanover County, VA?
6 watched lenders hold Hanover, VA branches; the largest Hanover, VA footprints are Atlantic Union Bank (4), Primis Bank (3), Townebank (3).
More on Hanover, VA
Hanover County, VA distress report: public-record figures for Hanover, VA; not legal advice for Hanover, VA; not tax or investment advice; verify every Hanover, VA record before acting.