ZIP 23059 Foreclosure, Tax-Lien & Distress Report

In Hanover County, Virginia, ZIP 23059 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Property-level stress concentrates in construction/permit lag (65/100), structural risk (49/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (6/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (70/100), flood (NFIP) exposure (60/100)). The split runs 49/100 structural to 2/100 active on the ground.

The peak-phase market in 23059 posted values that rose 3.1% over the year, and 23% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

DLRadar's demographic-stress index for the area reads 22/100. A median home runs $593,700 here, or 3.7 times local income. The ZIP holds roughly 16,244 housing units. About 70% have a four-year degree. Roughly 3.6% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 79% owner-occupied to 21% rented. Households earn a median $153,719 — above the roughly $78,000 national figure. Population is roughly 41,172 with a median age of 39. Rent burden reaches 27% of tenant households. Vacancy runs 3.5%.

Broadly, 23059 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 23059's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 23059 reflects the current record instead of a stale or modeled snapshot.

The 21/100 figure for 23059 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 23059 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.