ZIP 23027 Property Distress & Foreclosure Data

Composite property distress in 23027 (Cumberland County, Virginia) lands at 14/100 — minimal on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (63/100), structural risk (31/100), institutional ownership (26/100). By contrast, institutional ownership (26/100) and mortgage stress (12/100) register low. Structural exposure scores 31 and live distress 4 on the 0–100 scale.

The market reads peak — home values rose 4.8% year on year, and 43% higher over three years, at 50/100 phase confidence. Topping markets hide individual distress behind strong averages.

The tenure split is 89% owner-occupied to 11% rented. Roughly 0.6% live below the poverty line, a low share typical of higher-equity areas. A median home runs $243,200 here, or 2.8 times local income. There are about 533 housing units across 23027. Vacancy runs 9.7%. On demographic stress specifically, 23027 scores 23/100. About 1,727 people live here, median age 41. Rent burden reaches 24% of tenant households. About 18% have a four-year degree. Households earn a median $88,417 — above the roughly $78,000 national figure.

Overall 23027 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.