ZIP 23901 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 23901 in Cumberland County, Virginia comes in at 12, a minimal composite-distress reading. The latent-versus-live split is 25/100 structural and 4/100 already moving. Property-level stress concentrates in construction/permit lag (34/100), institutional ownership (26/100), structural risk (25/100). structural risk (25/100) and mortgage stress (13/100) stay muted.

The market reads expansion — home values rose 5.5% year on year, and 20% higher over three years (phase confidence 30/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Roughly 15.5% live below the poverty line. DLRadar's demographic-stress index for the area reads 36/100. At $51,992, median income runs below typical U.S. levels. Rent burden reaches 46% of tenant households. Educational attainment sits at 28% bachelor's-or-above. The tenure split is 59% owner-occupied to 41% rented. The typical home is worth about $229,400 (4.2× income). There are about 6,910 housing units across 23901. The vacancy rate is 16.0% — elevated. About 15,016 people live here, median age 35.

Net-net, 23901 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 23901 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 23901's 12/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 23901 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 23901's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 23901 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.