ZIP 23960 Foreclosure, Tax-Lien & Distress Report

ZIP code 23960 in Prince Edward County, Virginia carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. Its standout signals are construction/permit lag (52/100), structural risk (30/100), institutional ownership (23/100). On the quiet end sit institutional ownership (23/100) and mortgage stress (13/100). Latent structural risk is 30/100 while live distress already moving reads 4/100.

The expansion-phase market in 23960 posted values that rose 5.4% over the year (phase confidence 29/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Owners hold 71% of homes, renters 29%. The vacancy rate is 17.0% — elevated. Home values center near $219,100, an affordability ratio of 3.1× — accessible. Rent burden reaches 47% of tenant households. 2,177 residents call 23960 home, typically aged 35. The ZIP holds roughly 1,108 housing units. On demographic stress specifically, 23960 scores 33/100. The poverty rate is 17.9% — high, a tax-stress and distress correlate. Educational attainment sits at 24% bachelor's-or-above. At $61,563, median income runs below typical U.S. levels.

Net-net, 23960 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 23960 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 23960 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 14/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 23960 reflects the current record instead of a stale or modeled snapshot.

Behind 23960's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 23960 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.