ZIP 23963 Property Distress & Foreclosure Data
DLRadar grades ZIP 23963 (Charlotte County, Virginia) at a low 15/100 for overall property distress. It additionally carries heavy environmental risk: FEMA disaster exposure (65/100). On the structural side it scores 33/100, with 7/100 of stress already active. Property-level stress concentrates in institutional ownership (54/100), construction/permit lag (39/100), structural risk (33/100). By contrast, structural risk (33/100) and mortgage stress (22/100) register low.
The market reads peak — home values rose 4.1% year on year (phase confidence 50/100). Topping markets hide individual distress behind strong averages.
About 448 people live here, median age 36. A median home runs $203,000 here, or 3.6 times local income. Households earn a median $61,406 — below the roughly $78,000 national figure. The tenure split is 87% owner-occupied to 13% rented. Roughly 15.8% live below the poverty line. About 27% have a four-year degree. The vacancy rate is 18.1% — elevated. On demographic stress specifically, 23963 scores 31/100. The ZIP holds roughly 206 housing units.
Net-net, 23963 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 23963
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Charlotte County
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Deterministic. Every signal traces to a public dataset · methodology