ZIP 23963 Foreclosure, Tax-Lien & Distress Report
Charlotte County, Virginia · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 23963 in Charlotte County, Virginia comes in at 19, a low composite-distress reading. It additionally carries heavy environmental risk: FEMA disaster exposure (64/100). The latent-versus-live split is 43/100 structural and 7/100 already moving. The pressure is most legible in construction/permit lag (81/100), institutional ownership (53/100), structural risk (43/100). By contrast, mortgage stress (22/100) register low.
The market reads peak — home values rose 5.0% year on year, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.
Population is roughly 448 with a median age of 36. The typical home is worth about $203,000 (3.6× income, relatively affordable). Households earn a median $61,406 — below the roughly $78,000 national figure. The tenure split is 87% owner-occupied to 13% rented. Roughly 15.8% live below the poverty line. Around 27% of adults hold a bachelor's degree or higher. Vacancy runs 18.1%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 31/100. There are about 206 housing units across 23963.
Taken together, 23963 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 23963 at the moment; the composite and its components are still built from verifiable public records.
No ZIP is too small to score: 23963 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 23963 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 23963 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. Treat 23963 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 23963 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 23963 distress snapshot
Current distress, phase, housing and lender-pressure figures for 23963, drawn from the same report attached to each property.
More ZIPs across Charlotte County
Keep exploring Virginia distress
Further distress data across Charlotte County, Virginia at ZIP, county and state level.
Open the complete 23963 acquisition file
Every distressed parcel in 23963 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Deterministic. Every signal traces to a public dataset · methodology