ZIP 24551 Property Distress & Foreclosure Data

In Bedford County, Virginia, ZIP 24551 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (80/100). The latent-versus-live split is 46/100 structural and 5/100 already moving. Its standout signals are construction/permit lag (55/100), structural risk (46/100), institutional ownership (43/100). By contrast, mortgage stress (17/100) register low.

The market reads peak — home values rose 2.3% year on year, 1.4% off the recent peak, and 16% higher over three years (phase confidence 50/100). Topping markets hide individual distress behind strong averages.

Households earn a median $91,119 — above the roughly $78,000 national figure. Around 35% of renters are cost-burdened. A median home runs $362,500 here, or 3.8 times local income. About 27,606 people live here, median age 42. Roughly 6.7% live below the poverty line, a low share typical of higher-equity areas. About 47% have a four-year degree. The vacancy rate is 2.7%. The ZIP holds roughly 11,325 housing units. On demographic stress specifically, 24551 scores 26/100. The tenure split is 82% owner-occupied to 18% rented.

Overall 24551 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.