ZIP 24503 Foreclosure, Tax-Lien & Distress Report

ZIP code 24503 in Bedford County, Virginia carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. Property-level stress concentrates in construction/permit lag (50/100), structural risk (40/100), institutional ownership (32/100). By contrast, institutional ownership (32/100) and mortgage stress (13/100) register low. The latent-versus-live split is 40/100 structural and 4/100 already moving.

The peak-phase market in 24503 posted values that rose 3.7% over the year, and 19% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 9.6%. DLRadar's demographic-stress index for the area reads 26/100. There are about 8,666 housing units across 24503. 7.7% of residents fall below the poverty threshold. 75% of housing is owner-occupied. Around 36% of renters are cost-burdened. A median home runs $347,500 here, or 3.5 times local income. Educational attainment sits at 59% bachelor's-or-above. 19,978 residents call 24503 home, typically aged 43. Median household income is $92,025, above the U.S. median near $78,000.

Overall 24503 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 24503 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 24503 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. 24503 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 24503's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 24503 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.