ZIP 24523 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 24523 (Bedford County, Virginia) returns a low composite of 22/100. Structural exposure scores 46 and live distress 5 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (51/100), structural risk (46/100), institutional ownership (45/100). By contrast, mortgage stress (18/100) register low. Climate and flood risk are elevated too — FEMA disaster exposure (83/100).

The market reads peak — home values rose 3.7% year on year, and 29% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $239,800 (3.3× income, relatively affordable). The ZIP holds roughly 9,151 housing units. The vacancy rate is 11.8% — elevated. Median household income is $70,074, near the U.S. median near $78,000. About 21,447 people live here, median age 45. Educational attainment sits at 25% bachelor's-or-above. The tenure split is 78% owner-occupied to 22% rented. Around 39% of renters are cost-burdened. The demographic-stress sub-score lands at 29/100. 11.0% of residents fall below the poverty threshold.

On balance 24523 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 24523 read uses the identical scoring model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 24523 stays directly comparable to neighboring ZIPs and the rest of Bedford County, Virginia. The score is rebuilt from public data as it updates, so 24523 reflects the current record instead of a stale or modeled snapshot.

The 22/100 for 24523 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 24523 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.