ZIP 24523 Property Distress & Foreclosure Data

ZIP code 24523 in Bedford County, Virginia carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 47 and live distress 5 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (55/100), structural risk (47/100), institutional ownership (44/100). mortgage stress (18/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (81/100).

Prices here sit in a peak phase: values rose 2.3% over the trailing year, 1.4% off the recent peak, and 29% higher over three years, at 50/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $239,800, an affordability ratio of 3.3× — accessible. There are about 9,151 housing units across 24523. Vacancy runs 11.8%, above the national norm and a classic distress-and-opportunity signal. Median household income is $70,074, near the U.S. median near $78,000. 21,447 residents call 24523 home, typically aged 45. Educational attainment sits at 25% bachelor's-or-above. Owners hold 78% of homes, renters 22%. Rent burden reaches 39% of tenant households. DLRadar's demographic-stress index for the area reads 29/100. 11.0% of residents fall below the poverty threshold.

Overall, 24523 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.