Bedford County, VA: Foreclosures, Tax Liens & Distressed Properties
Bedford County, VA, Virginia: 19 ZIP codes scored, Bedford County, VA averaging 20/100 (low, Bedford, VA), from 15 to 22. Bedford County, VA is in its peak phase (Bedford, VA confidence 27/100): Bedford, VA home prices up 3.7% (Bedford, VA) over twelve months. Bedford County, VA lender headwind: 66/100.
Highest-scoring Bedford County, VA ZIPs: 24095 (22/100), 24104 (22/100), 24122 (22/100), 24139 (22/100), 24174 (22/100), 24179 (22/100). Also scored in Bedford County, VA: 24523, 24536, 24551, 24556, 24570, 24121, 24571, 24503, 24526, 24550.
Across Bedford County, VA's scored ZIPs: median home value $270,865, household income $76,385, 14.1% vacancy, 8.9% poverty, 83% owner-occupied, median age 46.0.
Bedford County, VA insurance distress 43/100 (#1,290 in the US); FEMA hazard 84/100 for Bedford, VA; 8 federal disaster declarations in Bedford County, VA since 2023; Bedford, VA construction distress 49/100.
12 banks with 20 branches lend in Bedford County, VA; Bedford, VA weighted bank stress 59/100, highest 78/100 in Bedford, VA.
Bedford County, VA unemployment 3.4% (Bedford, VA -0.4 pts, six months); 309 new housing units permitted in Bedford County, VA over twelve months, Bedford, VA down 1% from 311; Bedford, VA home prices +10.4% a year (Bedford, VA) over three years.
37,484 housing units in Bedford County, VA; 5,162 Bedford, VA renter households; 40% of Bedford, VA renters spend 30%+ of income on rent, 23% (Bedford, VA) half or more.
Bedford County, VA ranks #1,731 nationally on the opportunity index (Bedford, VA, among all ranked counties); Bedford, VA scores 28.7/100 and Bedford, VA sits #41 inside Virginia. Bedford, VA is in the early_signal opportunity phase; Bedford, VA's primary driver is vacancy, Bedford, VA second driver bank institutional; Bedford, VA moved up 127 places. 6 short-sale listings across Bedford, VA; 98 days on market observed in Bedford, VA; 11.4% vacancy over 19 Bedford, VA ZIPs.
No CFPB county sample covers Bedford County, VA. The metro area reading for Bedford, VA (Lynchburg, VA): 0.8% ninety-plus days late; Bedford, VA's thirty-to-eighty-nine share is 2.5% (Bedford, VA, December 2025 data); Virginia overall 0.8%.
Bedford County, VA has 7 watched banks; 7 Bedford, VA banks sit in an elevated band. Bedford, VA footprints: Atlantic Union Bank (3 branches, stress 40) in Bedford, VA; Bank Of The James (2 branches, stress 78) in Bedford, VA; Select Bank (2 branches, stress 72) in Bedford, VA.
4,357 of the 37,484 housing units in Bedford, VA sit vacant. Bedford County, VA permitted 13 multifamily units in twelve months; Bedford, VA's one-to-four unit structures added 296 units in Bedford County, VA.