ZIP 24095 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 24095 (Bedford County, Virginia) lands at 22/100 — low on DLRadar's distress scoring. The split runs 46/100 structural to 5/100 active on the ground. Property-level stress concentrates in construction/permit lag (51/100), structural risk (46/100), institutional ownership (45/100). By contrast, mortgage stress (18/100) register low. Climate and flood risk are elevated too — FEMA disaster exposure (83/100).

The peak-phase market in 24095 posted values that rose 3.7% over the year, and 12% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $259,500 here, or 2.7 times local income. On demographic stress specifically, 24095 scores 20/100. The vacancy rate is 20.7% — elevated. Around 28% of adults hold a bachelor's degree or higher. 3,426 residents call 24095 home, typically aged 47. There are about 2,004 housing units across 24095. 89% of housing is owner-occupied. 5.5% of residents fall below the poverty threshold. Rent burden reaches 0% of tenant households. Median household income is $83,881, near the U.S. median near $78,000.

Taken together, 24095 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 24095 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 24095's 22/100 can be lined up against any neighbor in Bedford County, Virginia or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 24095 shows blanks, not estimates, wherever the record is sparse.

The 22/100 figure for 24095 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 24095 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.