ZIP 24104 Property Distress & Foreclosure Data

ZIP code 24104 in Bedford County, Virginia carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (81/100). The latent-versus-live split is 47/100 structural and 5/100 already moving. What sets it apart are the readings on construction/permit lag (55/100), structural risk (47/100), institutional ownership (44/100). By contrast, mortgage stress (18/100) register low.

The market reads peak — home values rose 2.3% year on year, 1.4% off the recent peak, and 15% higher over three years (phase confidence 50/100). Topping markets hide individual distress behind strong averages.

Households earn a median $70,707 — near the roughly $78,000 national figure. On demographic stress specifically, 24104 scores 36/100. Roughly 6.3% live below the poverty line, a low share typical of higher-equity areas. Around 73% of renters are cost-burdened. The tenure split is 95% owner-occupied to 5% rented. The vacancy rate is 41.0% — elevated. About 34% have a four-year degree. The ZIP holds roughly 2,559 housing units. About 3,005 people live here, median age 60. A median home runs $339,300 here, or 4.1 times local income.

Net-net, 24104 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.