ZIP 24101 Foreclosure, Tax-Lien & Distress Report

ZIP code 24101 in Franklin County, Virginia carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. Property-level stress concentrates in construction/permit lag (61/100), structural risk (37/100), institutional ownership (25/100). On the quiet end sit institutional ownership (25/100) and mortgage stress (13/100). Latent structural risk is 37/100 while live distress already moving reads 4/100.

The market reads peak — home values rose 3.2% year on year, and 34% higher over three years, at 30/100 phase confidence. Topping markets hide individual distress behind strong averages.

Population is roughly 6,160 with a median age of 52. The typical home is worth about $314,500 (3.5× income, relatively affordable). The demographic-stress sub-score lands at 28/100. Owners hold 86% of homes, renters 14%. Rent burden reaches 33% of tenant households. There are about 3,024 housing units across 24101. About 24% have a four-year degree. Households earn a median $82,331 — near the roughly $78,000 national figure. The vacancy rate is 17.8% — elevated. Roughly 5.9% live below the poverty line, a low share typical of higher-equity areas.

Net-net, 24101 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 24101 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 24101 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 17/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 24101, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 17/100 figure for 24101 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 24101 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.