Franklin County, VA: Foreclosures, Tax Liens & Distressed Properties
Franklin County, VA, Virginia: 16 ZIP codes scored, Franklin County, VA averaging 17/100 (low, Franklin, VA), from 14 to 21. Franklin County, VA is in its peak phase (Franklin, VA confidence 30/100): Franklin, VA home prices up 3.1% (Franklin, VA) over twelve months. Franklin County, VA lender headwind: 57/100.
Highest-scoring Franklin County, VA ZIPs: 24059 (21/100), 24121 (20/100), 24055 (19/100), 24112 (18/100), 24137 (18/100), 24065 (17/100). Also scored in Franklin County, VA: 24101, 24067, 24088, 24092, 24102, 24151, 24176, 24184, 24079, 24091.
Across Franklin County, VA's scored ZIPs: median home value $250,956, household income $60,066, 21.0% vacancy, 10.7% poverty, 83% owner-occupied, median age 49.4.
Franklin County, VA insurance distress 21/100 (#2,276 in the US); FEMA hazard 40/100 for Franklin, VA; 4 federal disaster declarations in Franklin County, VA since 2023; Franklin, VA construction distress 58/100.
6 banks with 14 branches lend in Franklin County, VA; Franklin, VA weighted bank stress 48/100, highest 62/100 in Franklin, VA.
Franklin County, VA unemployment 3.6% (Franklin, VA -0.4 pts, six months); 139 new housing units permitted in Franklin County, VA over twelve months, Franklin, VA down 9% from 153; Franklin, VA home prices +11.7% a year (Franklin, VA) over three years.
28,408 housing units in Franklin County, VA; 4,562 Franklin, VA renter households; 27% of Franklin, VA renters spend 30%+ of income on rent, 14% (Franklin, VA) half or more.
Franklin County, VA ranks #1,759 nationally on the opportunity index (Franklin, VA, among all ranked counties); Franklin, VA scores 28.6/100 and Franklin, VA sits #44 inside Virginia. Franklin, VA is in the early_signal opportunity phase; Franklin, VA's primary driver is vacancy, Franklin, VA second driver construction; Franklin, VA moved down 69 places. 7 short-sale listings across Franklin, VA; 60 days on market observed in Franklin, VA; 17.9% vacancy over 16 Franklin, VA ZIPs.
No CFPB county sample covers Franklin County, VA. The metro area reading for Franklin, VA (Roanoke, VA): 0.7% ninety-plus days late; Franklin, VA's thirty-to-eighty-nine share is 2.2% (Franklin, VA, December 2025 data); Virginia overall 0.8%.
Franklin County, VA has 3 watched banks; 3 Franklin, VA banks sit in an elevated band. Franklin, VA footprints: Carter Bank&Trust (4 branches, stress 35) in Franklin, VA; Atlantic Union Bank (3 branches, stress 40) in Franklin, VA; Bank Of Botetourt (1 branch, stress 52) in Franklin, VA.
5,409 of the 28,408 housing units in Franklin, VA sit vacant. Franklin County, VA permitted 0 multifamily units in twelve months; Franklin, VA's one-to-four unit structures added 139 units in Franklin County, VA.
Top Franklin County ZIP codes by stress score
Other reads worth pulling
The value is in the overlap - where cycle, credit and ZIP-level distress all point the same way.
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