ZIP 23967 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 23967 (Charlotte County, Virginia) returns a low composite of 18/100. Leading the profile are construction/permit lag (62/100), institutional ownership (61/100), structural risk (38/100). structural risk (38/100) and mortgage stress (26/100) stay muted. Environmental exposure also runs high (FEMA disaster exposure (68/100)). The latent-versus-live split is 38/100 structural and 8/100 already moving.

The market reads expansion — home values rose 5.5% year on year, at 30/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

DLRadar's demographic-stress index for the area reads 46/100. Around 88% of renters are cost-burdened. Median household income is $56,007, below the U.S. median near $78,000. The typical home is worth about $117,500 (3.0× income, relatively affordable). The poverty rate is 34.8% — high, a tax-stress and distress correlate. Population is roughly 1,392 with a median age of 39. The ZIP holds roughly 610 housing units. The vacancy rate is 33.6% — elevated. Educational attainment sits at 18% bachelor's-or-above. The tenure split is 62% owner-occupied to 38% rented.

On the whole, 23967 leans distressed, with opportunity clustered in specific stressed parcels. While 23967 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 23967 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 23967 can be compared directly against any other ZIP in Charlotte County, Virginia or nationwide. Nothing here is interpolated — where a source is thin for 23967, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 23967 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. The point of the 23967 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.