Charlotte County, VA: Foreclosures, Tax Liens & Distressed Properties
Charlotte County, VA, Virginia: 14 ZIP codes scored, Charlotte County, VA averaging 17/100 (low, Charlotte, VA), from 13 to 19. Charlotte County, VA is in its expansion phase (Charlotte, VA confidence 30/100): Charlotte, VA home prices up 5.5% (Charlotte, VA) over twelve months. Charlotte County, VA lender headwind: 52/100.
Highest-scoring Charlotte County, VA ZIPs: 24528 (19/100), 23959 (18/100), 23963 (18/100), 23967 (18/100), 23976 (18/100), 23923 (17/100). Also scored in Charlotte County, VA: 23962, 23964, 23934, 23937, 23958, 24522, 23924, 23947.
Across Charlotte County, VA's scored ZIPs: median home value $153,338, household income $54,711, 19.1% vacancy, 18.7% poverty, 74% owner-occupied, median age 46.2.
Charlotte County, VA insurance distress 35/100 (#1,500 in the US); FEMA hazard 68/100 for Charlotte, VA; 6 federal disaster declarations in Charlotte County, VA since 2023; Charlotte, VA construction distress 62/100.
2 banks with 5 branches lend in Charlotte County, VA; Charlotte, VA weighted bank stress 37/100, highest 62/100 in Charlotte, VA.
Charlotte County, VA unemployment 3.9% (Charlotte, VA -0.2 pts, six months); 36 new housing units permitted in Charlotte County, VA over twelve months, Charlotte, VA down 12% from 41; Charlotte, VA home prices +7.9% a year (Charlotte, VA) over three years.
5,973 housing units in Charlotte County, VA; 1,334 Charlotte, VA renter households; 43% of Charlotte, VA renters spend 30%+ of income on rent, 29% (Charlotte, VA) half or more.
Charlotte County, VA ranks #196 nationally on the opportunity index (Charlotte, VA, among all ranked counties); Charlotte, VA scores 35.9/100 and Charlotte, VA sits #7 inside Virginia. Charlotte, VA is in the overheated opportunity phase; Charlotte, VA's primary driver is vacancy, Charlotte, VA second driver construction; Charlotte, VA moved down 133 places. 1 short-sale listings across Charlotte, VA; 10 days on market observed in Charlotte, VA; 21.4% vacancy over 14 Charlotte, VA ZIPs.
No CFPB county sample covers Charlotte County, VA. The non-metro area reading for Charlotte, VA: 1.2% ninety-plus days late; Charlotte, VA's thirty-to-eighty-nine share is 3.0% (Charlotte, VA, December 2025 data); Virginia overall 0.8%.
Charlotte County, VA has 1 watched bank; 1 Charlotte, VA bank sits in an elevated band. Charlotte, VA footprints: Bank Of Charlotte County (4 branches, stress 31) in Charlotte, VA.
1,269 of the 5,973 housing units in Charlotte, VA sit vacant. Charlotte County, VA permitted 0 multifamily units in twelve months; Charlotte, VA's one-to-four unit structures added 36 units in Charlotte County, VA.