Charlotte County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Charlotte County, Virginia? DLRadar grades every Charlotte County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 20/100. Here is the 2026 Charlotte County breakdown.
- Charlotte County's most distressed ZIP is 24528 at 20/100.
- 14 ZIP codes tracked in Charlotte County, averaging 16/100 distress.
- Charlotte County reads expansion — home values up 5.5% year over year.
- Vacancy runs 19.1% across Charlotte County's tracked ZIPs, with a 18.7% poverty rate.
- The typical Charlotte County home is worth about $153,338 against a ~$54,711 median income.
- Lending headwind in Charlotte County sits at 52/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 24528 | 20/100 |
| 2 | 23963 | 19/100 |
| 3 | 23923 | 17/100 |
| 4 | 23959 | 17/100 |
| 5 | 23964 | 17/100 |
| 6 | 23967 | 17/100 |
| 7 | 23976 | 17/100 |
| 8 | 23958 | 16/100 |
| 9 | 23962 | 16/100 |
| 10 | 24522 | 16/100 |
| 11 | 23934 | 15/100 |
| 12 | 23937 | 15/100 |
Most distressed ZIP codes in Charlotte County (composite distress 0-100, 2026)
What is driving Charlotte County distress
Nothing here is estimated: Charlotte County is scored from filings alone, and its ZIPs average 16/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Charlotte County market phase and pricing
Charlotte County reads expansion — home prices rose 5.5% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Charlotte County
Charlotte County's ZIP-level scores stay free. The 60-minute exploration is what unlocks the property-level detail behind them — no card today.
Nothing charged today · every module open, on live data.
Questions about this county
Where is distress highest inside Charlotte County, VA?
ZIP 24528 leads Charlotte County at 20/100, recomputed monthly from public records.
What stage of the price cycle is Charlotte County at?
FHFA price-index movement places Charlotte County in expansion; prices are up 5.5% over twelve months.
Can the Charlotte County figures be verified?
Each Charlotte County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 14 local ZIPs and every other county in the country.
How much do distress scores vary between Charlotte County ZIP codes?
A county average hides the spread. Across the Charlotte County ZIPs DLRadar ranks, scores run from 20/100 in 24528 down to 15/100 in 23937, against a Charlotte County average of 16/100. A spread of 5 points means Charlotte County has to be worked ZIP by ZIP.
What do Charlotte County home values and vacancy say about distressed supply?
The typical Charlotte County home carries about $153,338 of value against a median household income near $54,711. Vacancy across Charlotte County's tracked ZIPs runs 19.1% and the poverty rate is 18.7%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Charlotte County's foreclosure and tax-lien record and its 52/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.