ZIP 23937 Foreclosure, Tax-Lien & Distress Report

Charlotte County, Virginia's ZIP 23937 registers 15/100 composite distress, which DLRadar reads as low. Structurally it carries 33/100, against 7/100 of stress already in motion. What sets it apart are the readings on institutional ownership (54/100), construction/permit lag (49/100), structural risk (33/100). On the quiet end sit structural risk (33/100) and mortgage stress (23/100). It additionally carries heavy environmental risk: FEMA disaster exposure (64/100).

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, at 30/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Owners hold 67% of homes, renters 33%. Home values center near $85,000, an affordability ratio of 2.2× — accessible. The vacancy rate is 14.6% — elevated. The ZIP holds roughly 869 housing units. Population is roughly 2,079 with a median age of 47. Educational attainment sits at 8% bachelor's-or-above. The demographic-stress sub-score lands at 30/100. Around 29% of renters are cost-burdened. Households earn a median $37,118 — below the roughly $78,000 national figure. 22.7% of residents fall below the poverty threshold.

Net-net, 23937 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 23937 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 23937 runs through one identical public-record model, so its 15/100 sits on the same scale as every other ZIP in Charlotte County, Virginia and the nation. Sparse data for 23937 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 15/100 for 23937 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 23937 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.