ZIP 23964 Foreclosure, Tax-Lien & Distress Report
Charlotte County, Virginia · High Vacancy market
Charlotte County, Virginia's ZIP 23964 registers 17/100 composite distress, which DLRadar reads as low. The split runs 37/100 structural to 7/100 active on the ground. Leading the profile are construction/permit lag (62/100), institutional ownership (54/100), structural risk (37/100). On the quiet end sit structural risk (37/100) and mortgage stress (24/100). Environmental exposure also runs high (FEMA disaster exposure (60/100)).
Prices here sit in a expansion phase: values rose 5.5% over the trailing year (phase confidence 30/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
The vacancy rate is 28.7% — elevated. On demographic stress specifically, 23964 scores 24/100. The typical home is worth about $114,700 (2.1× income, relatively affordable). The poverty rate is 7.5%. Population is roughly 967 with a median age of 52. Median household income is $61,394, below the U.S. median near $78,000. The ZIP holds roughly 577 housing units. Around 12% of adults hold a bachelor's degree or higher. The tenure split is 77% owner-occupied to 23% rented. Rent burden reaches 14% of tenant households.
Net-net, 23964 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 23964's 17/100 can be lined up against any neighbor in Charlotte County, Virginia or any ZIP coast to coast. Sparse data for 23964 shows as blanks, never estimates, and the score updates on every fresh public filing.
Behind 23964's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 23964 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 23964 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 23964 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 23964, the same set carried on every parcel.
Neighbouring ZIPs in Charlotte County
Nearest ZIP codes to 23964
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Virginia distress
Further distress data across Charlotte County, Virginia at ZIP, county and state level.
Unlock parcel-level detail for ZIP 23964
Every distressed parcel in 23964 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology