ZIP 23964 Property Distress & Foreclosure Data

Composite property distress in 23964 (Charlotte County, Virginia) lands at 15/100 — low on DLRadar's public-record scoring. Structural risk reads 32/100 against active distress of 7/100. The sharpest non-environmental signals are institutional ownership (55/100), construction/permit lag (37/100), structural risk (32/100). On the quiet end sit structural risk (32/100) and mortgage stress (24/100). Environmental exposure also runs high (FEMA disaster exposure (62/100)).

The peak-phase market in 23964 posted values that rose 4.8% over the year, at 50/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 28.7%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 24/100. The typical home is worth about $114,700 (2.1× income, relatively affordable). The poverty rate is 7.5%. Population is roughly 967 with a median age of 52. At $61,394, median income runs below typical U.S. levels. There are about 577 housing units across 23964. Around 12% of adults hold a bachelor's degree or higher. 77% of housing is owner-occupied. Rent burden reaches 14% of tenant households.

On the whole, 23964 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.