ZIP 23962 Property Distress & Foreclosure Data

In Charlotte County, Virginia, ZIP 23962 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 33 and live distress 7 on the 0–100 scale. Its standout signals are institutional ownership (56/100), construction/permit lag (40/100), structural risk (33/100). structural risk (33/100) and mortgage stress (24/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (66/100).

Prices here sit in a peak phase: values rose 4.8% over the trailing year, at 50/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 74% of homes, renters 26%. Home values center near $86,500, an affordability ratio of 1.6× — accessible. 25.7% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 31/100. 498 residents call 23962 home, typically aged 52. Educational attainment sits at 13% bachelor's-or-above. Vacancy runs 16.1%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 54% of tenant households. There are about 454 housing units across 23962. Median household income is $53,800, below the U.S. median near $78,000.

Taken together, 23962 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.