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ZIP 23976 Foreclosure, Tax-Lien & Distress Report

Charlotte County, Virginia · High Vacancy market

ZIP code 23976 in Charlotte County, Virginia carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic distress index. The most distinctive pressure shows up in construction/permit lag (62/100), institutional ownership (61/100), structural risk (38/100). structural risk (38/100) stay muted. The split runs 38/100 structural to 0/100 active on the ground. It additionally carries heavy environmental risk: FEMA disaster exposure (68/100).

Prices here sit in a expansion phase: values rose 5.5% over the trailing year (phase confidence 30/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 61 housing units across 23976. The vacancy rate is 15.9% — elevated. About 128 people live here, median age 45. Educational attainment sits at 15% bachelor's-or-above. Rent burden reaches 100% of tenant households. On demographic stress specifically, 23976 scores 64/100. 7.8% of residents fall below the poverty threshold. The tenure split is 31% owner-occupied to 69% rented.

Net-net, 23976 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 23976 at the moment; the composite and its components are still built from verifiable records.

The number is not local guesswork: 23976's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 23976, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 23976's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 23976 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

18/100
Composite stress
38/100
Structural risk
0/100
Distress activity

What is driving ZIP 23976’s distress

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk13
9 further dimensions of distress are measured for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 23976 distress snapshot

The live 23976 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

Loading ZIP 23976 stress data…

Other Charlotte County ZIP codes

Nearest ZIP codes to 23976

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Keep exploring Virginia distress

More ZIP, county and state distress intelligence connected to Charlotte County, Virginia.

The complete 23976 distress and acquisition report

The full 23976 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.

Rules-based scoring — each signal ties to a public dataset · methodology

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