ZIP 24538 Foreclosure, Tax-Lien & Distress Report

In Campbell County, Virginia, ZIP 24538 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. Leading the profile are construction/permit lag (88/100), structural risk (41/100), institutional ownership (31/100). On the quiet end sit institutional ownership (31/100) and mortgage stress (14/100). The split runs 41/100 structural to 4/100 active on the ground.

Prices here sit in a peak phase: values rose 3.7% over the trailing year, and 22% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $200,500 here, or 2.5 times local income. There are about 2,126 housing units across 24538. About 4,823 people live here, median age 51. Around 18% of adults hold a bachelor's degree or higher. The tenure split is 85% owner-occupied to 15% rented. Roughly 11.0% live below the poverty line. Rent burden reaches 7% of tenant households. Households earn a median $67,712 — below the roughly $78,000 national figure. The vacancy rate is 9.5%. On demographic stress specifically, 24538 scores 22/100.

On balance 24538 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 24538 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 24538's 18/100 can be lined up against any neighbor in Campbell County, Virginia or any ZIP coast to coast. Sparse data for 24538 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 24538 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. Practically, 24538 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.