Cumberland County, VA: Foreclosures, Tax Liens & Distressed Properties

Cumberland County, VA, Virginia: 7 ZIP codes scored, Cumberland County, VA averaging 12/100 (minimal, Cumberland, VA), from 9 to 14. Cumberland County, VA is in its expansion phase (Cumberland, VA confidence 30/100): Cumberland, VA home prices up 5.5% (Cumberland, VA) over twelve months. Cumberland County, VA lender headwind: 45/100.

Highest-scoring Cumberland County, VA ZIPs: 23123 (14/100), 23936 (14/100), 23139 (13/100), 23038 (12/100), 23901 (12/100), 23040 (10/100). Also scored in Cumberland County, VA: 23027.

Across Cumberland County, VA's scored ZIPs: median home value $268,357, household income $81,120, 11.8% vacancy, 10.4% poverty, 78% owner-occupied, median age 44.4.

Cumberland County, VA insurance distress 21/100 (#2,275 in the US); FEMA hazard 40/100 for Cumberland, VA; 4 federal disaster declarations in Cumberland County, VA since 2023; Cumberland, VA construction distress 35/100.

1 bank with 2 branches lend in Cumberland County, VA; Cumberland, VA weighted bank stress 59/100.

Cumberland County, VA unemployment 3.3% (Cumberland, VA -0.2 pts, six months); 82 new housing units permitted in Cumberland County, VA over twelve months, Cumberland, VA up 26% from 65; Cumberland, VA home prices +10.1% a year (Cumberland, VA) over three years.

4,736 housing units in Cumberland County, VA; 1,025 Cumberland, VA renter households; 23% of Cumberland, VA renters spend 30%+ of income on rent, 15% (Cumberland, VA) half or more.

Cumberland County, VA ranks #2,422 nationally on the opportunity index (Cumberland, VA, among all ranked counties); Cumberland, VA scores 26.2/100 and Cumberland, VA sits #69 inside Virginia. Cumberland, VA is in the weak opportunity phase; Cumberland, VA's primary driver is vacancy, Cumberland, VA second driver bank institutional; Cumberland, VA moved down 732 places. 2 short-sale listings across Cumberland, VA; 60 days on market observed in Cumberland, VA; 12.8% vacancy over 7 Cumberland, VA ZIPs.

No CFPB county sample covers Cumberland County, VA. The non-metro area reading for Cumberland, VA: 1.2% ninety-plus days late; Cumberland, VA's thirty-to-eighty-nine share is 3.0% (Cumberland, VA, December 2025 data); Virginia overall 0.8%.

Cumberland County, VA has 1 watched bank; 1 Cumberland, VA bank sits in an elevated band. Cumberland, VA footprints: Citizens&Farmers Bank (2 branches, stress 59) in Cumberland, VA.

726 of the 4,736 housing units in Cumberland, VA sit vacant. Cumberland County, VA permitted 0 multifamily units in twelve months; Cumberland, VA's one-to-four unit structures added 82 units in Cumberland County, VA.