Cumberland County, VA: Foreclosures, Tax Liens & Distressed Properties

For Cumberland County, Virginia, DLRadar turns county and parcel public records into a single distress score per ZIP. Coverage runs to 7 ZIPs across Cumberland County, a minimal 11/100 average. ZIP-level distress ranges from 14/100 at the top down to 9/100. On bank and credit headwind, Cumberland County scores 45/100.

The expansion-phase county posted home values that rose 5.5% over twelve months (phase confidence 30/100). Even as prices climb, pockets of distress persist and the breakdown below pinpoints them.

At +5.5% YoY (30/100 confidence), well-bought parcels resell faster where the scoring still flags pressure. A mid-cycle 45/100 lender reading means both signal sets in play here.

By composite, 23936 (14/100), 23123 (13/100), 23038 (12/100), 23139 (12/100), 23901 (11/100), 23027 (9/100) top the county — tap any ZIP to go deeper. Coverage extends to 23040 among others.

Demographically, the Cumberland County ZIPs on file run home values averaging roughly $268,357, below the US, 78% of homes owner-occupied, a median age of 44.4, vacancy near 11.8%, incomes around $81,120, poverty running near 10.4%. Numbers like these set up who sells under pressure and how fast a deal moves.

All in at 11/100 over 7 ZIPs, distress here is parcel-specific and not a county-wide play. Inside DLRadar, each Cumberland County property carries owner, address and APN, a distress score and bank-exposure read.

The distress read for Cumberland County, Virginia is refreshed as new public records post and uses the same methodology coast to coast, so Cumberland County stays directly comparable to any other market you track.

Read Cumberland County, Virginia as a heat map for effort — the county's minimal composite of 11/100 hides wide ZIP-level variation, and the return comes from chasing the hot ZIPs, not the average. Provenance for Cumberland County is explicit: recorders and courts for filings, FHFA for prices, FDIC for lenders. No interpolation, no synthetic values.

At the ZIP level, the sharpest readings in Cumberland County are 23936 (14/100), 23123 (13/100), 23038 (12/100), 23139 (12/100), 23901 (11/100), 23027 (9/100). DLRadar also scores 23040 across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

The Cumberland County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.