ZIP 22943 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 22943 (Albemarle County, Virginia) at a low 29/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (79/100), flood (NFIP) exposure (70/100), FEMA disaster exposure (65/100). What sets it apart are the readings on structural risk (65/100), construction/permit lag (56/100), institutional ownership (51/100). mortgage stress (19/100) stay muted. Latent structural risk is 65/100 while live distress already moving reads 6/100.

The peak-phase market in 22943 posted values that rose 3.6% over the year, at 20/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 20.6%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 0% of tenant households. The tenure split is 59% owner-occupied to 41% rented. About 47% have a four-year degree. A median home runs $812,500 here, or 5.9 times local income. There are about 247 housing units across 22943. Population is roughly 627 with a median age of 34. Households earn a median $101,111 — above the roughly $78,000 national figure. Roughly 2.2% live below the poverty line, a low share typical of higher-equity areas. DLRadar's demographic-stress index for the area reads 30/100.

Taken together, 22943 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 22943 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 22943 read uses the identical public-record model applied coast to coast, which means its 29/100 score means exactly what it means anywhere else, and 22943 stays directly comparable to neighboring ZIPs and the rest of Albemarle County, Virginia. Where the public record is thin for 22943, the field stays empty rather than modeled, and fills in as new documents post.

22943's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 22943 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.