ZIP 22936 Foreclosure, Tax-Lien & Distress Report

Albemarle County, Virginia's ZIP 22936 registers 29/100 composite distress, which DLRadar reads as low. On the structural side it scores 65/100, with 6/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (79/100), flood (NFIP) exposure (70/100), FEMA disaster exposure (65/100)). Property-level stress concentrates in structural risk (65/100), construction/permit lag (56/100), institutional ownership (51/100). mortgage stress (19/100) stay muted.

Prices here sit in a peak phase: values rose 3.6% over the trailing year, and 14% higher over three years (phase confidence 20/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

6,478 residents call 22936 home, typically aged 47. A median home runs $589,400 here, or 3.7 times local income. Roughly 3.5% live below the poverty line, a low share typical of higher-equity areas. There are about 2,553 housing units across 22936. Owners hold 90% of homes, renters 10%. The vacancy rate is 2.1%. Median household income is $139,095, above the U.S. median near $78,000. Rent burden reaches 41% of tenant households. Educational attainment sits at 64% bachelor's-or-above. The demographic-stress sub-score lands at 24/100.

Net-net, 22936 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 22936 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 22936's 29/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 22936 reflects the current record instead of a stale or modeled snapshot.

The 29/100 for 22936 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 22936 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.