ZIP 22923 Foreclosure, Tax-Lien & Distress Report

ZIP 22923's composite property-distress score is 23/100 - DLRadar classes that as low for Albemarle County, Virginia. Structural risk reads 53/100 against active distress of 4/100. Its standout signals are construction/permit lag (63/100), structural risk (53/100), institutional ownership (37/100). institutional ownership (37/100) and mortgage stress (14/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (73/100)).

The market reads peak — home values rose 3.5% year on year, and 12% higher over three years, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.

The tenure split is 70% owner-occupied to 30% rented. Households earn a median $108,796 — above the roughly $78,000 national figure. The typical home is worth about $392,100 (3.4× income, relatively affordable). The demographic-stress sub-score lands at 26/100. The ZIP holds roughly 2,604 housing units. Vacancy runs 6.3%. Rent burden reaches 24% of tenant households. Roughly 9.4% live below the poverty line. 6,727 residents call 22923 home, typically aged 35. Educational attainment sits at 39% bachelor's-or-above.

On balance, 22923 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 22923's 23/100 can be lined up against any neighbor in Albemarle County, Virginia or any ZIP coast to coast. Where the public record is thin for 22923, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 22923 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. For a buyer, 22923 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.