ZIP 22923 Property Distress & Foreclosure Data

DLRadar grades ZIP 22923 (Albemarle County, Virginia) at a low 23/100 for overall property distress. Structural risk reads 52/100 against active distress of 4/100. Property-level stress concentrates in construction/permit lag (60/100), structural risk (52/100), institutional ownership (36/100). On the quiet end sit institutional ownership (36/100) and mortgage stress (14/100). Environmental exposure also runs high (flood (NFIP) exposure (74/100)).

The peak-phase market in 22923 posted values that rose 4.2% over the year, and 12% higher over three years, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

70% of housing is owner-occupied. At $108,796, median income runs above typical U.S. levels. The typical home is worth about $392,100 (3.4× income, relatively affordable). The demographic-stress sub-score lands at 26/100. There are about 2,604 housing units across 22923. Vacancy runs 6.3%. Rent burden reaches 24% of tenant households. The poverty rate is 9.4%. Population is roughly 6,727 with a median age of 35. Around 39% of adults hold a bachelor's degree or higher.

Broadly, 22923 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.