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Distress scoring by county and ZIP, market phase, and the day queue.

ZIP 22960 Foreclosure, Tax-Lien & Distress Report

Orange County, Virginia · High Vacancy market

Composite property distress in 22960 (Orange County, Virginia) lands at 18/100 — low on DLRadar's public-record scoring. The most distinctive pressure shows up in construction/permit lag (77/100), structural risk (43/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (9/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (65/100). The split runs 43/100 structural to 3/100 active on the ground.

The market reads peak — home values rose 3.7% year on year, and 25% higher over three years, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

Median household income is $79,081, near the U.S. median near $78,000. 65% of housing is owner-occupied. Roughly 12.1% live below the poverty line. The vacancy rate is 12.3% — elevated. Rent burden reaches 28% of tenant households. There are about 5,007 housing units across 22960. Around 22% of adults hold a bachelor's degree or higher. 10,877 residents call 22960 home, typically aged 41. On demographic stress specifically, 22960 scores 30/100. Home values center near $321,200, an affordability ratio of 3.5× — accessible.

On the whole, 22960 leans distressed, with opportunity clustered in specific stressed parcels. While 22960 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 22960 read uses the identical public-record model applied coast to coast, which means its 18/100 score means exactly what it means anywhere else, and 22960 stays directly comparable to neighboring ZIPs and the rest of Orange County, Virginia. Nothing here is interpolated — where a source is thin for 22960, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

22960's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 22960 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

18/100
Composite stress
43/100
Structural risk
3/100
Distress activity

ZIP 22960 distress signals, scored

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk30
9 further dimensions of distress are measured for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 22960 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Orange County ZIPs near 22960

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Open the complete 22960 acquisition file

The full 22960 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Rules-based scoring — each signal ties to a public dataset · methodology

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