ZIP 22534 Property Distress & Foreclosure Data

ZIP code 22534 in Spotsylvania County, Virginia carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (68/100), climate & FEMA risk (60/100). What sets it apart are the readings on construction/permit lag (54/100), structural risk (45/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted. Structural risk reads 45/100 against active distress of 2/100.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 22% higher over three years, at 36/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

3,337 residents call 22534 home, typically aged 32. Vacancy runs 2.2%. Home values center near $348,800, an affordability ratio of 2.9× — accessible. 10.0% of residents fall below the poverty threshold. Rent burden reaches 67% of tenant households. DLRadar's demographic-stress index for the area reads 32/100. Owners hold 82% of homes, renters 18%. Educational attainment sits at 17% bachelor's-or-above. There are about 1,149 housing units across 22534. Median household income is $105,625, above the U.S. median near $78,000.

On balance, 22534 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.