ZIP 22534 Foreclosure, Tax-Lien & Distress Report
Spotsylvania County, Virginia · Distress market
In Spotsylvania County, Virginia, ZIP 22534 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (67/100), climate & FEMA risk (60/100). Leading the profile are construction/permit lag (64/100), structural risk (47/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100). Structural risk reads 47/100 against active distress of 2/100.
The peak-phase market in 22534 posted values that rose 3.4% over the year, and 22% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.
About 3,337 people live here, median age 32. Vacancy runs 2.2%. The typical home is worth about $348,800 (2.9× income, relatively affordable). The poverty rate is 10.0%. Around 67% of renters are cost-burdened. The demographic-stress sub-score lands at 32/100. 82% of housing is owner-occupied. Educational attainment sits at 17% bachelor's-or-above. There are about 1,149 housing units across 22534. At $105,625, median income runs above typical U.S. levels.
On balance, 22534 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. There is no property file for 22534 at the moment; the composite and its components are still built from verifiable public records.
Whether 22534 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 22534 can be compared directly against any other ZIP in Spotsylvania County, Virginia or nationwide. 22534 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 20/100 figure for 22534 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 22534 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 22534 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 22534 distress snapshot
The live 22534 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Unlock the full ZIP 22534 acquisition report
Open 22534 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
No modelling: every input is a public record · methodology