ZIP 22551 Property Distress & Foreclosure Data

Spotsylvania County, Virginia's ZIP 22551 registers 19/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (54/100), structural risk (45/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100). Environmental exposure also runs high (flood (NFIP) exposure (68/100), climate & FEMA risk (60/100)). On the structural side it scores 45/100, with 2/100 of stress already active.

The peak-phase market in 22551 posted values that rose 4.2% over the year, and 12% higher over three years (phase confidence 36/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 29% of adults hold a bachelor's degree or higher. The ZIP holds roughly 8,995 housing units. Around 42% of renters are cost-burdened. The typical home is worth about $391,400 (3.5× income, relatively affordable). At $106,497, median income runs above typical U.S. levels. Population is roughly 23,366 with a median age of 40. The demographic-stress sub-score lands at 29/100. The vacancy rate is 6.8%. The poverty rate is 9.7%. 87% of housing is owner-occupied.

Broadly, 22551 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.