ZIP 22401 Foreclosure, Tax-Lien & Distress Report

ZIP code 22401 in Fredericksburg County, Virginia carries a composite property-distress score of 7/100 — a minimal reading on DLRadar's deterministic public-record index. Latent structural risk is 18/100 while live distress already moving reads 2/100. What sets it apart are the readings on structural risk (18/100), institutional ownership (14/100), construction/permit lag (9/100). By contrast, construction/permit lag (9/100) and mortgage stress (6/100) register low.

The market reads peak — home values rose 3.4% year on year, and 13% higher over three years, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The poverty rate is 16.0%. There are about 12,403 housing units across 22401. Households earn a median $85,432 — near the roughly $78,000 national figure. Rent burden reaches 36% of tenant households. The vacancy rate is 7.0%. The tenure split is 42% owner-occupied to 58% rented. Educational attainment sits at 47% bachelor's-or-above. A median home runs $483,700 here, or 5.4 times local income. DLRadar's demographic-stress index for the area reads 37/100. Population is roughly 28,201 with a median age of 31.

Broadly, 22401 is a steadier market — the deals are the exceptions, not the rule. Parcel-level detail for 22401 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 22401 runs through one identical public-record model, so its 7/100 sits on the same scale as every other ZIP in Fredericksburg County, Virginia and the nation. Nothing here is interpolated — where a source is thin for 22401, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

22401's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 22401 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.